OUR TYPICAL RATES
General Lending Parameters
We do not have pre-defined interest rates. Contact us for more information.
LOAN TO VALUE
We offer 50-80% Loan To Value, depending on the deal.
Our loan range starts at $200,000 and ends at a size of up to $25,000,000.
Our fees are completely deal dependent. Contact us for information about origination fees.
Our processing fees are typically $1,000. We accept this payment through a wire transfer, credit, or PayPal.
Loan maturities are typically one year, but we can allow extensions depending on the deal.
We will lend on properties in California, Reno, and Las Vegas. No rural properties.
Types of Loans
We offer purchase, refinance, and cash-out loans.
Types of properties
All commercial and residential properties, excluding construction and owner-occupied.
Our lien positions are first trust deeds, but on occasion we will offer second trust deeds as well.
Sridhar Capital can offer recourse and non-recourse loans. Contact us for more information about personal guarantees.
PREPAYMENT PENALTY/YIELD MAINTENANCE
Prepayment penalties and yield maintenance are dependent on the deal. Contact us for more information.