OUR TYPICAL RATES

General Lending Parameters


 

Interest Rates

We do not have pre-defined interest rates. Contact us for more information.

 

LOAN TO VALUE

We offer 50-80% Loan To Value, depending on the deal.

 

LOAN AMOUNTS

Our loan range starts at $200,000 and ends at a size of up to $25,000,000.

 

ORIGINATION FEE

Our fees are completely deal dependent. Contact us for information about origination fees.

 

EVALUATION/PROCESSING FEE

Our processing fees are typically $1,000. We accept this payment through a wire transfer, credit, or PayPal.

 

LOAN MATURITIES

Loan maturities are typically one year, but we can allow extensions depending on the deal.

Location

We will lend on properties in California, Reno, and Las Vegas. No rural properties.

 

Types of Loans

We offer purchase, refinance, and cash-out loans.

 

Types of properties

All commercial and residential properties, excluding construction and owner-occupied.

 

lien position

Our lien positions are first trust deeds, but on occasion we will offer second trust deeds as well.

 

PERSONAL GUARANtee

Sridhar Capital can offer recourse and non-recourse loans. Contact us for more information about personal guarantees.

 

PREPAYMENT PENALTY/YIELD MAINTENANCE

Prepayment penalties and yield maintenance are dependent on the deal. Contact us for more information.